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Capital Gains Tax for Students UK 2026: What You Need to Know
Most UK students never pay Capital Gains Tax: gains under the £3,000 annual exempt amount are tax-free, and anything inside a Stocks and Shares ISA is exempt entirely. Above the threshold, the 2026/27 rate is 18% or 24% depending on your income band.
ISA Transfer Rules 2027: The Ban on Moving from Stocks and Shares ISA to Cash ISA Explained
From 6 April 2027, transfers from a Stocks and Shares ISA into a Cash ISA will be banned. Transfers from Cash ISA to Stocks and Shares ISA remain permitted. Same-type provider switches are unaffected. Students planning to de-risk ISA holdings before a property purchase should act before the April 2027 deadline.
National Insurance Contributions for Student Workers UK 2026 — Complete Guide
UK students pay National Insurance on employment income above £242/week (2026/27 Primary Threshold) — student status provides no exemption. Most part-time students earn below this threshold and pay zero NI. Self-employed students pay Class 4 NI on annual profits above £12,570. Earnings above £123/week count as qualifying years toward the State Pension even if no…
Student Loan Repayment Thresholds UK 2026-27: Plan 1, 2, 4 and 5 Explained
The 2026-27 student loan repayment threshold for Plan 2 borrowers is £29,385 per year (£2,448/month). You repay 9% of income above this figure via PAYE. Plan 1, Plan 4, Plan 5 and Postgraduate Loan thresholds differ. No repayments apply while income stays below the threshold.
Do Students Pay Tax in the UK? Complete Guide 2026
Most UK students earn below the £12,570 Personal Allowance and pay no income tax. This guide explains the thresholds, how Student Loan repayments interact with HMRC, and what part-time or freelance income means for your tax position — based on current HMRC 2026 rules.
